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-   -   Things that annoy you (https://www.cpfc.org/forums/showthread.php?t=255975)

Nostrils 14-09-2021 03:05 PM

Tax credit overpayments, or that fact I have to pay it back :hmph:

Edit - Finding out that they were all paid into my ex's account, and although I knew nothing about any claim in the first place, I'm still liable for half :veryangry

Maz 14-09-2021 03:10 PM

Quote:

Originally Posted by Maidstoned Eagle (Post 16003695)
You'll be missed. :hi:

Again :moo:

Fen Eagle 14-09-2021 03:19 PM

Iím not planning on going anywhere Iím a Crystal Palace fan, I enjoy reading the majority of genuine posters.

beef 14-09-2021 03:36 PM

Quote:

Originally Posted by Maz (Post 16003612)
Other sites are available.

Theyíre just not as good

Maz 14-09-2021 04:34 PM

Quote:

Iím not planning on going anywhere

In that case, quit your whining, and you will enjoy it more.

Isle of Wight 14-09-2021 04:39 PM

That Nigeria has had the opportunity to become a great country with all the oil they have had but have fked it, due to corruption. Now as oil winds down over the decades they will have nothing. What a waste.

west country boy 14-09-2021 04:43 PM

Quote:

Originally Posted by Isle of Wight (Post 16004131)
That Nigeria has had the opportunity to become a great country with all the oil they have had but have fked it, due to corruption. Now as oil winds down over the decades they will have nothing. What a waste.

Like a balmier Scotland.

Lama 14-09-2021 04:50 PM

Quote:

Originally Posted by Maz (Post 16002923)
In science, as in life, understanding the question is often as important as understanding the answer.


You are Michael Dummett (or perhaps his pupil?) and I claim my £5

Hedgehog 14-09-2021 05:11 PM

Without flogging a dead horse, here is the actual photo about the math quiz from Facebook I was talking about:

https://s9.gifyu.com/images/math-pro...202b7caf22.jpg

This has to be "New Maths" because I sure as heck didn't get taught anything like this.

Johnnieboy 14-09-2021 05:18 PM

Why do something in three steps when you can do it five...

Reps AJ 14-09-2021 05:25 PM

Five multiplied by three is clearly 5+5+5 and anyone who says otherwise is why the world is going down the toilet.

Hedgehog 14-09-2021 05:26 PM

Quote:

Originally Posted by Johnnieboy (Post 16004190)
Why do something in three steps when you can do it five...

How about just 2 steps... 5 X 3 = 15

Johnnieboy 14-09-2021 05:51 PM

Quote:

Originally Posted by Hedgehog (Post 16004199)
How about just 2 steps... 5 X 3 = 15

I think you've drifted into the philosophy class now

Hedgehog 14-09-2021 06:04 PM

I think the maths question is practical for 5 x 3, but suppose the questions posed was 11 x 12?

It really would look silly (and impractical) to write 11 12 times across a sheet of paper. What purpose is there in that?

Maz 14-09-2021 06:09 PM

Quote:

Originally Posted by Hedgehog (Post 16004199)
How about just 2 steps... 5 X 3 = 15

That is simply an abbreviation for 5+5+5!

RazorsEdge 14-09-2021 06:11 PM

Quote:

Originally Posted by Hedgehog (Post 16004182)
Without flogging a dead horse, here is the actual photo about the math quiz from Facebook I was talking about:

https://s9.gifyu.com/images/math-pro...202b7caf22.jpg

This has to be "New Maths" because I sure as heck didn't get taught anything like this.

Repeated addition strategy is helping kids who are bad with times table.

So 5x3 will be 3+3+3+3+3 so the child can know the answer by slowly adding the 3 another example is 4x6 will be 6+6+6+6

Etc.

We know our times table as we have learnt it by heart but the child is just learning

RazorsEdge 14-09-2021 06:14 PM

Quote:

Originally Posted by Hedgehog (Post 16004229)
I think the maths question is practical for 5 x 3, but suppose the questions posed was 11 x 12?

It really would look silly (and impractical) to write 11 12 times across a sheet of paper. What purpose is there in that?

11x12 would be 12+12+12ÖÖyou get the pic (I hope)

Maz 14-09-2021 06:19 PM

:)

CK 14-09-2021 07:19 PM

Quote:

Originally Posted by Maz (Post 16004237)
That is simply an abbreviation for 5+5+5!

Agreed but what we learned at Paxton:hi:

WLYWLYAWYPWF 14-09-2021 08:57 PM

That fat bald grey Chelsea **** who always goes out of his way to make sure he is camera everytime Chelsea are on TV. What was he doing standing by the tunnel when the teams walked out. Acting like he's a dignitary. Fat c*nt.

RazorsEdge 14-09-2021 08:59 PM

Quote:

Originally Posted by WLYWLYAWYPWF (Post 16004644)
That fat bald grey Chelsea **** who always goes out of his way to make sure he is camera everytime Chelsea are on TV. What was he doing standing by the tunnel when the teams walked out. Acting like he's a dignitary. Fat c*nt.

Is that the head of stewards? I think I know him

GorBlimey 14-09-2021 09:46 PM

Quote:

Originally Posted by RazorsEdge (Post 16004240)
Repeated addition strategy is helping kids who are bad with times table.

So 5x3 will be 3+3+3+3+3 so the child can know the answer by slowly adding the 3 another example is 4x6 will be 6+6+6+6

Etc.

We know our times table as we have learnt it by heart but the child is just learning


The kid got it right!


Quote:

Originally Posted by Hedgehog (Post 16004182)
Without flogging a dead horse, here is the actual photo about the math quiz from Facebook I was talking about:

https://s9.gifyu.com/images/math-pro...202b7caf22.jpg



The question was 5x3, i.e. you start with 5 and x 3 of them so:


5+5+5.


The teacher is a twat!

Reps AJ 14-09-2021 10:01 PM

Quote:

Originally Posted by RazorsEdge (Post 16004241)
11x12 would be 12+12+12……you get the pic (I hope)

That's 12x3, not 11x12.

Back to school for you :D

Hpalace 14-09-2021 10:08 PM

Quote:

Originally Posted by Reps AJ (Post 16004774)
That's 12x3, not 11x12.

Back to school for you :D

Isnít it 3x12?

GorBlimey 14-09-2021 10:12 PM

Quote:

Originally Posted by Reps AJ (Post 16004774)
That's 12x3, not 11x12.

Back to school for you :D


11x12 is 11+11+11+11+11+11+11+11+11+11+11+11 = 132.


Most kids would do 10x12+12 - hell of a lot quicker to do mentally.


Hey Teacher, leave those kids alone! :D

Hedgehog 14-09-2021 10:22 PM

Quote:

Originally Posted by GorBlimey (Post 16004782)
11x12 is 11+11+11+11+11+11+11+11+11+11+11+11 = 132.


Most kids would do 10x12+12 - hell of a lot quicker to do mentally.


Hey Teacher, leave those kids alone! :D

I was going to post exactly this.

I hope these kids never have to play darts...

big bad John 14-09-2021 10:42 PM

Quote:

Originally Posted by Hedgehog (Post 16004789)

I hope these kids never have to play darts...

Seeing as everyone is playing riffmatic. What is Y.

DT+ DT + B + Y + DT = One hundred and eighty.

Hedgehog 14-09-2021 10:51 PM

10?

You play with 5 darts? Is that a Tennessee thing?

GorBlimey 14-09-2021 11:13 PM

Quote:

Originally Posted by Hedgehog (Post 16004826)
10?

You play with 5 darts? Is that a Tennessee thing?


:lux:

CT_Palace 14-09-2021 11:22 PM

Quote:

Originally Posted by Hedgehog (Post 16004826)
10?

You play with 5 darts? Is that a Tennessee thing?

or double 5 ;)

Hedgehog 14-09-2021 11:40 PM

As Iím currently reading 1984, apparently 2+2=5.

And donít let anyone tell you differently!

big bad John 15-09-2021 02:50 AM

Quote:

Originally Posted by Hedgehog (Post 16004826)
10?

You play with 5 darts? Is that a Tennessee thing?

I said I was playing 'riffmatic' not darts. Do keep up old chap.

PeterH 15-09-2021 04:06 AM

Quote:

Originally Posted by Isle of Wight (Post 16002302)
Micro banks are banks for little people and Zip merging is a new form of foreplay between consenting adults

Both of which should suit wcb.

PeterH 15-09-2021 04:12 AM

Quote:

Originally Posted by Jordan's Jacket (Post 16002886)
On the subject of language I find it particularly irksome that people are increasingly using Australian intonation when speaking. Why do people feel the need to heighten the pitch of their voices at the end of sentences, particularly when giving presentations......bizarre

I am imagining .....bizarre in a higher tone.

I think you are a written version of what annoys you...

PeterH 15-09-2021 04:18 AM

Quote:

Originally Posted by Fen Eagle (Post 16003610)
The complete morons on the BBS that are happy to form a pack and find it amusing to bully for no reason. Even worse the sheep that follow. Obviously something is missing or is it just a pathetic sense of inadequacy. I can honestly say it doesnít get to me Iím strong enough to really not care. If however the big and brave on here look at especially menís mental health issues, perhaps they might think twice about the damage they could cause someone, who has never attacked or been abusive but are depressed and just want to be part of something.. Imagine the damage your satire and whit and attempts to be intellectually astute can do. If you were truly as intelligent as you would like people to believe you wouldnít post on a football site.

You wrote a lot for someone that doesnít care.

Your verbals above is the definition of...

Crybin.

HTH

PeterH 15-09-2021 04:22 AM

Quote:

Originally Posted by Isle of Wight (Post 16004131)
That Nigeria has had the opportunity to become a great country with all the oil they have had but have fked it, due to corruption. Now as oil winds down over the decades they will have nothing. What a waste.

The loss of life and suffering is annoying.

It will be nice to have fewer pigs feeding at the trough in the future. All the corrupt will be given fast track immigration passports to the UK or US.

PeterH 15-09-2021 04:25 AM

Quote:

Originally Posted by Hedgehog (Post 16004182)
Without flogging a dead horse, here is the actual photo about the math quiz from Facebook I was talking about:

https://s9.gifyu.com/images/math-pro...202b7caf22.jpg

This has to be "New Maths" because I sure as heck didn't get taught anything like this.

I suppose it depends what was taught in the classes prior to the test. If the 5 threes method was instructed and that instruction is being tested....

biggus mickus 15-09-2021 04:25 AM

Bastard screaming foxes, again.

PeterH 15-09-2021 04:27 AM

I suppose foes and foxes are both correct.

Hedgehog 15-09-2021 04:38 AM

Quote:

Originally Posted by PeterH (Post 16005117)
I suppose it depends what was taught in the classes prior to the test. If the 5 threes method was instructed and that instruction is being tested....

I refer my honorable friend to my post above about 1984!

biggus mickus 15-09-2021 04:38 AM

Quote:

Originally Posted by PeterH (Post 16005119)
I suppose foes and foxes are both correct.

Sorted.

Hedgehog 15-09-2021 04:42 AM

Quote:

Originally Posted by big bad John (Post 16005105)
I said I was playing 'riffmatic' not darts. Do keep up old chap.

I probably shouldn't admit this, but I was reading this as "riff-mat-tic" and assumed it was some Internet thing.

Then I remembered the 3 "R's" thing. :embarass:

KYLIE MINEAGLE 15-09-2021 09:12 AM

People who register on the BBS and post 300 times in two months and deny that they are a banned or an ex member. Grow a pair and admit it.

PALACEWU 15-09-2021 09:20 AM

Fen? Most definitely.

west country boy 15-09-2021 09:47 AM

Quote:

Originally Posted by Hedgehog (Post 16005124)
I probably shouldn't admit this, but I was reading this as "riff-mat-tic" and assumed it was some Internet thing.

Then I remembered the 3 "R's" thing. :embarass:

Same. I thought it might be something to do with drums.

MKDave 15-09-2021 10:04 AM

This blxxdy annoyed me
 
I haven't been on here for a while but wanted to issue a warning
My son was driving to work for the early shift, and at a set of traffic lights, the car in front of him stopped sharply when the lights changed from green to amber. He hit the back of it damaging it's bumper.
He is fully comprehensive, so rang his insurance company and was told as he was commuting to work he isn't covered.
He is obviously very worried as he could now face a very large bill.
To be honest he should have checked his policy more thoroughly, but when you took out your policy did anyone from the Insurance company mention this.
I checked my policy and not only am I not covered but if I was commuting to a place of study I also wouldn't be covered.
For those of us who thought that comprehensive ment comprehensive - Beware
To those of you that are saying I knew that, well I didn't
Most people use their car to get to work. Insurance companies hide behind these things to prevent paying out.
Always remember you were visiting a friend.
Rant over :veryangry:grrr::veryangry:grrr:
Apologies if this is in the wrong place

Joe85 15-09-2021 10:05 AM

Quote:

Originally Posted by KYLIE MINEAGLE (Post 16005183)
People who register on the BBS and post 300 times in two months and deny that they are a banned or an ex member. Grow a pair and admit it.






Heís forum equivalent to Millwallís fan base. Like him, their entire existence is based around telling everyone who will listen just how much they donít care.

Ogilvy 15-09-2021 10:32 AM

Quote:

Originally Posted by MKDave (Post 16005209)
I haven't been on here for a while but wanted to issue a warning
My son was driving to work for the early shift, and at a set of traffic lights, the car in front of him stopped sharply when the lights changed from green to amber. He hit the back of it damaging it's bumper.
He is fully comprehensive, so rang his insurance company and was told as he was commuting to work he isn't covered.
He is obviously very worried as he could now face a very large bill.
To be honest he should have checked his policy more thoroughly, but when you took out your policy did anyone from the Insurance company mention this.
I checked my policy and not only am I not covered but if I was commuting to a place of study I also wouldn't be covered.
For those of us who thought that comprehensive ment comprehensive - Beware
To those of you that are saying I knew that, well I didn't
Most people use their car to get to work. Insurance companies hide behind these things to prevent paying out.
Always remember you were visiting a friend.
Rant over :veryangry:grrr::veryangry:grrr:
Apologies if this is in the wrong place

Thatís a shame that given COVID 19 his circumstances have needed to become more flexible in order to keep his job. Such a pity that this was literally an early shift when he couldnít use public transportÖI AM SURE THE INSURANCE COMPANY WILL UNDERSTAND THE EXTRAORDINARY CIRCUMSTANCES

Isle of Wight 15-09-2021 10:39 AM

Quote:

Originally Posted by MKDave (Post 16005209)
I haven't been on here for a while but wanted to issue a warning
My son was driving to work for the early shift, and at a set of traffic lights, the car in front of him stopped sharply when the lights changed from green to amber. He hit the back of it damaging it's bumper.
He is fully comprehensive, so rang his insurance company and was told as he was commuting to work he isn't covered.
He is obviously very worried as he could now face a very large bill.
To be honest he should have checked his policy more thoroughly, but when you took out your policy did anyone from the Insurance company mention this.
I checked my policy and not only am I not covered but if I was commuting to a place of study I also wouldn't be covered.
For those of us who thought that comprehensive ment comprehensive - Beware
To those of you that are saying I knew that, well I didn't
Most people use their car to get to work. Insurance companies hide behind these things to prevent paying out.
Always remember you were visiting a friend.
Rant over :veryangry:grrr::veryangry:grrr:
Apologies if this is in the wrong place

Thanks, itís a good warning. I know Iím covered but will be checking my sons policy

Joe85 15-09-2021 10:41 AM

Quote:

Originally Posted by MKDave (Post 16005209)
I haven't been on here for a while but wanted to issue a warning
My son was driving to work for the early shift, and at a set of traffic lights, the car in front of him stopped sharply when the lights changed from green to amber. He hit the back of it damaging it's bumper.
He is fully comprehensive, so rang his insurance company and was told as he was commuting to work he isn't covered.
He is obviously very worried as he could now face a very large bill.
To be honest he should have checked his policy more thoroughly, but when you took out your policy did anyone from the Insurance company mention this.
I checked my policy and not only am I not covered but if I was commuting to a place of study I also wouldn't be covered.
For those of us who thought that comprehensive ment comprehensive - Beware
To those of you that are saying I knew that, well I didn't
Most people use their car to get to work. Insurance companies hide behind these things to prevent paying out.
Always remember you were visiting a friend.
Rant over :veryangry:grrr::veryangry:grrr:
Apologies if this is in the wrong place


Unfortunately commuting is often now listed as ďdriving in peak periodsĒ

I have sympathy. I got 6 points, had my car towed and a dirty great fine for driving uninsured, despite being fully comp on my own policy. I was driving my partners car to my dadís to look at fixing something, canít remember what, when I was pulled over by the plod. (ANPR showed female driver, Police see bearded male in driver seat).

Anyway, it transpired that under 25 years of age, driving other cars with their party insurance wasnít automatically applied to the policy and that I had to pay a further £12 for it. I was 24 and 11 months.

Old Bill, who can use discretion, decided to **** me anyway.

jhc 15-09-2021 10:51 AM

Someone complains in the background about the Government during a live broadcast on the BBC. The BBC just lets the broadcast continue.
Someone complains in the background about the BBC during a live broadcast on BBC breakfast and they immediately cut away back to the studio.

They are happy to let protesters disrupt & make their political point, but not when it's directed at them!:supergrin:

Maidstoned Eagle 15-09-2021 01:20 PM

Quote:

Originally Posted by MKDave (Post 16005209)
I haven't been on here for a while but wanted to issue a warning
My son was driving to work for the early shift, and at a set of traffic lights, the car in front of him stopped sharply when the lights changed from green to amber. He hit the back of it damaging it's bumper.
He is fully comprehensive, so rang his insurance company and was told as he was commuting to work he isn't covered.
He is obviously very worried as he could now face a very large bill.
To be honest he should have checked his policy more thoroughly, but when you took out your policy did anyone from the Insurance company mention this.
I checked my policy and not only am I not covered but if I was commuting to a place of study I also wouldn't be covered.
For those of us who thought that comprehensive ment comprehensive - Beware
To those of you that are saying I knew that, well I didn't
Most people use their car to get to work. Insurance companies hide behind these things to prevent paying out.
Always remember you were visiting a friend.
Rant over :veryangry:grrr::veryangry:grrr:
Apologies if this is in the wrong place

Hang on....what? If you're driving to work you're not insured? wtf is that all about?

beef 15-09-2021 01:49 PM

I had not heard of this either. Will be checking my policy tonight. Another ‘dark pattern’ from the insurance industry

CT_Palace 15-09-2021 02:08 PM

Quote:

Originally Posted by Maidstoned Eagle (Post 16005637)
Hang on....what? If you're driving to work you're not insured? wtf is that all about?

You gotta hand it to the insurance industry though, that is a belter of an out clause.

ozzieEagle 15-09-2021 02:24 PM

Never heard of this before, wonder if they've tried it here? You would think it would be a known thing. However it looks like there are a few levels of comprehensive insurance and most should choose to be at least covered for commuting.... just in case.

https://www.which.co.uk/news/2021/04...catch-you-out/

Is it widely known or not?

Maidstoned Eagle 15-09-2021 02:29 PM

Quote:

Originally Posted by CT_Palace (Post 16005723)
You gotta hand it to the insurance industry though, that is a belter of an out clause.

Its also a massive legal problem too.

Maz 15-09-2021 02:34 PM

Quote:

Originally Posted by beef (Post 16005710)
I had not heard of this either. Will be checking my policy tonight. Another Ďdark patterní from the insurance industry

Its barely a new thing. Itís been a part of car insurance for as long as I can remember.

Terrace Bickle 15-09-2021 02:35 PM

Quote:

Originally Posted by Maidstoned Eagle (Post 16005737)
Its also a massive legal problem too.

What if ferrying children to school then parking up so you can get your train on time. This is part of your commute so I guess would be filed under commuting?

stamford triumph 15-09-2021 02:36 PM

I may be wrong but at renewal time I think I am always asked if my travel is for social and domestic purposes only or includes business use and commuting. Of course that assumes you speak to someone at renewal - most people probably renew automatically or use online and/or price comparison sites

meee 15-09-2021 02:40 PM

I have learned that if you are driving for anything that would even resemble work that you need to be fully covered for commuting. Even volunteering I think.

Terrace Bickle 15-09-2021 02:41 PM

I also presume that if working from home permanently you would still need to include commuting if there was the off chance of ever being called in and using your car.
I almost fell into a pitfall when my employer asked me to use my own car to go on a business meeting. Thankfully I realised after an uneventful journey and made sure they insured me for future use.

Brett 15-09-2021 02:44 PM

Is this insurers sneakily trying to avoid paying out since it appears drivers have decided things like stopping at red lights is no longer a thing since lockdown ended?

brighton_eagle 15-09-2021 02:57 PM

Quote:

Originally Posted by Maz (Post 16005741)
Its barely a new thing. Itís been a part of car insurance for as long as I can remember.

Using your car for work, yes. Using it to drive to work, meh. I mean, how many people drive to the station, for example? That presumably is classified as driving to work.

Reps AJ 15-09-2021 03:14 PM

Quote:

Originally Posted by brighton_eagle (Post 16005756)
Using your car for work, yes. Using it to drive to work, meh. I mean, how many people drive to the station, for example? That presumably is classified as driving to work.

A quick search brings this up from Which...

There are six insurance classes of use you can choose from:

Social, domestic and pleasure: this covers driving to visit friends, go shopping, travel on day trips or holidays, and other day-to-day driving trips. It doesn’t cover driving to work. During the pandemic, people with this class of insurance were temporarily covered to drive to work, but from 30 April that won’t be the case.

Commuting: this covers all of the above, plus commuting to work. This includes driving to a train station and leaving your car there while you get the train the rest of the way to the office, and it also covers driving someone else to work.

Read more: https://www.which.co.uk/news/2021/04...catch-you-out/ - Which?

beef 15-09-2021 03:49 PM

Quote:

Originally Posted by Maz (Post 16005741)
Its barely a new thing. Itís been a part of car insurance for as long as I can remember.

That doesnít make it right

Maidstoned Eagle 15-09-2021 04:24 PM

Quote:

Originally Posted by Maz (Post 16005741)
Its barely a new thing. Itís been a part of car insurance for as long as I can remember.

Well, in my 35 plus years of motoring I have never heard of it.

MKDave 15-09-2021 04:26 PM

Thanks for the interest
this is from my certicate of insurance, which is online and I admit I never look at

Limitations as to use
What's covered:
● Social, domestic and pleasure use.
What's not covered:
● Travelling to and from one permanent place of business or study.
● Trade, business and professional use and any use connected with the motor
trade, hire or reward.
● For racing on a public highway.
● Use at any event where your vehicle is driven:
● On a motor-racing track, including de-restricted toll roads such as the
NŁrburgring
● On a prepared course
● At any off-road event, such as a 4x4 event
● At an airfield.

I always thought that getting to work was covered as you are not running a business with your car, and it is one of the main reasons for getting a car

Maz 15-09-2021 04:27 PM

Quote:

Originally Posted by brighton_eagle (Post 16005756)
Using your car for work, yes. Using it to drive to work, meh. I mean, how many people drive to the station, for example? That presumably is classified as driving to work.

I've always been aware of the need to insure for commuting.

Odd that different people have different experiences of this.

TopKnot 15-09-2021 04:35 PM

yeah its always one of the questions when you apply for insurance, are you using the car for social/leisure or for commuting too. Surprised that so many people havent noticed this.

Not sure what difference it makes if you are using car for leisure or commuting though, as long as the total mileage doesnt exceed what you've specified.

Reps AJ 15-09-2021 04:47 PM

I don't use it to commute... or do I?

I use it take the kids to school. I then leave the school and take a bus to work. I return on the bus to school, collect the kids and use the car to drive the kids home.

MKDave 15-09-2021 04:47 PM

I've been driving since the 1970's and wonder if over the years travelling to work has moved from the covered list to the not covered list.
I am with a reputable company, renew fully comp every year and don't remember being asked the question, may have been at some stage.
All I hope is a few people check their cover.

Reps AJ 15-09-2021 04:47 PM

(I don't anymore thanks to covid)

davech 15-09-2021 04:57 PM

Quote:

Originally Posted by MKDave (Post 16005909)
I've been driving since the 1970's and wonder if over the years travelling to work has moved from the covered list to the not covered list.
I am with a reputable company, renew fully comp every year and don't remember being asked the question, may have been at some stage.
All I hope is a few people check their cover.

This is my recollection. I'm sure the specifiction always used to be, "Social, Domestic and Pleasure, plus driving to one fixed place of work"

I haven't however driven for close on 15 years, due first off to not being able to afford it and for the last 10 or so due to health. I must say, with all the brain-dead arseholes now on the roads ruling the roost I don't miss it.

Joe85 15-09-2021 05:00 PM

In my experience they now phrase it as "Driving in peak periods", as there's no real way to prove you're driving to work if you just say that you weren't.

Wolfnipplechips 15-09-2021 05:01 PM

Insurance is simply a racket. I don’t know anybody who doesn’t work in it that disagrees…

Hedgehog 15-09-2021 06:40 PM

Quote:

Originally Posted by Wolfnipplechips (Post 16006019)
Insurance is simply a racket. I donít know anybody who doesnít work in it that disagreesÖ

We had a trip planned and purchased trip cancellation insurance. When we cancelled the trip and looked into making a claim on the insurance it became obvious it was a waste of time.

Apparently being advised by a US Government Agency not to travel to the destination due to COVID and being upgraded to a red level country is not a reason for the insurance to pay out.

Seems the hotel being destroyed by a hurricane, a terrorist attack, plane getting hijacked, war being declared to name are few are the only triggers for them to pay out.

Fortunately the hotel we planned to stay at has given us a rain check for the next year, so not lost the money (yet), but in all honesty at this stage would rather have just got our money back.

Pretty much you or your traveling companion have to die for the insurance to be effective.

CT_Palace 15-09-2021 06:49 PM

It's simple. If insurance is required by law, buy the absolute minimum coverage. Otherwise don't insure.
I have always done this. Maybe you could say I've been lucky but I've never had the need to make any insurance claims so the money I've saved over the years by not paying insurance will easily mean I'm quids in even if I write off the car tomorrow.

TopKnot 15-09-2021 07:50 PM

Vinted app and their crappy ******* adverts everywhere I look

Hedgehog 15-09-2021 07:55 PM

Quote:

Originally Posted by CT_Palace (Post 16006423)
It's simple. If insurance is required by law, buy the absolute minimum coverage. Otherwise don't insure.
I have always done this. Maybe you could say I've been lucky but I've never had the need to make any insurance claims so the money I've saved over the years by not paying insurance will easily mean I'm quids in even if I write off the car tomorrow.

Electronic stores and goods are the ones that get me... all try and push insurance. Touch wood... never had a "gadget" that crapped out after the initial 30 day return date. Probably saved thousands over the years on not getting the "optional" insurance.

Same with extended warranty on cars.... but boy do they push them!

Fen Eagle 15-09-2021 07:58 PM

The arrogance of people who think as they are Intellectuals (or in most cases think they are there really just delusional) and as such better people because they can spell properly, and know how to punctuate. Ignorance is bliss. So you can beat me at scrabble who gives a shit. My philosophy is simple like me, anyone can be as good as me no one can be better.

west country boy 15-09-2021 08:03 PM

You are a c~nt.

Fen Eagle 15-09-2021 08:12 PM

Classy west country boy classy did I hit a nerve. I wonít go to your levels of being a bully all be it on a keyboard. I am happy to be me, itís a shame you were obviously bullied at school let it go:love: :p

Joe85 15-09-2021 08:16 PM

Quote:

Originally Posted by west country boy (Post 16006509)
You are a nons c~nt.

Agreed.

Fen Eagle 15-09-2021 08:17 PM

Another little boy bullied let it go your life will be much happier.

Hedgehog 15-09-2021 08:30 PM

Quote:

Originally Posted by Fen Eagle (Post 16006506)
The arrogance of people who think as they are Intellectuals (or in most cases think they are there really just delusional) and as such better people because they can spell properly, and know how to punctuate. Ignorance is bliss. So you can beat me at scrabble who gives a shit. My philosophy is simple like me, anyone can be as good as me no one can be better.

As one of the BBS's worst spellers, and someone on the BBS's Grammar Police's most wanted list, you have my sympathy.

Probably didn't help your cause by the last couple of sentences though. :rolleyes:

Sidney Kickit 15-09-2021 08:49 PM

Quote:

Originally Posted by Wolfnipplechips (Post 16006019)
Insurance is simply a racket. I donít know anybody who doesnít work in it that disagreesÖ

Disagree with this Woolfie. The insurance industry enables business and commerce at all levels by transferring risk that otherwise would not be bearable. You may not like it, but its undeniable.

Joe85 15-09-2021 09:04 PM

Quote:

Originally Posted by Fen Eagle (Post 16006514)
Another little boy bullied let it go your life will be much happier.

Little boys, eh…

Nah, I can’t have biggin’s noncery diluted. You’re just a ****.

EmmerGreenEagle 15-09-2021 09:08 PM

Parents at Grassroots football. Especially the ones who hide in the car or pretend not to know the offside rule when a linesman is required. Absolute c@nts who don’t support their kids

Fen Eagle 15-09-2021 09:16 PM

Like I say little boy and I mean little boy or little man whichever you prefer, just let it go little fellas like you get all wound up on there keyboards, I wouldn’t want you banging the enter button to hard you might hurt your widdle finger.

foxinthebox 15-09-2021 09:19 PM

Quote:

Originally Posted by EmmerGreenEagle (Post 16006542)
Parents at Grassroots football. Especially the ones who hide in the car or pretend not to know the offside rule when a linesman is required. Absolute c@nts who donít support their kids

Hmmm. Having worked in grassroots football for many years I know of many parents that do that due to the dogs abuse they get from other parents. It's a thankless task tbf, though I understand your sentiment

Fen Eagle 15-09-2021 09:21 PM

Point taken Hedgehog

Fen Eagle 15-09-2021 09:27 PM

I honestly am sorry to the posters, trying to have a chit chat, with my size 10’s butting in. There are 3 or 4 people who have taken exception to me with no reason, look at my posts until utterly abused I haven’t even retaliated. So sorry I can’t seem to escape them it’s almost like they are trolling me, now there’s a thought.

Fen Eagle 15-09-2021 09:34 PM

On subject I to worked at grass roots football, parents should be banned as far as I’m concerned, just two quick and pathetic examples, Back in the late eighties Cambridge as other counties had a share of migrant asylum seeking Vietnamese. A young lad who had no papers or birth certificate played in an under 14 game, upon scoring a loud cry came from the opponents parents quote take his trousers down we can then see how old he is I abandoned the game. The other was pretty common tackle boy break his leg if you have to. Absolutely disgusting.

Oldtown Eagle 15-09-2021 10:02 PM

Caring Bank adverts. Just because they have a black horse galloping along the beach doesn't mean they are not gits. Not just the black horse.

Joe85 15-09-2021 10:05 PM

Quote:

Originally Posted by Fen Eagle (Post 16006549)
Like I say little boy and I mean little boy or little man whichever you prefer, just let it go little fellas like you get all wound up on there keyboards, I wouldn’t want you banging the enter button to hard you might hurt your widdle finger.

Heh, i guess the same shit that had Crybin crying all over the shop upsets Big Man Fen too. Good to know.

Fen Eagle 15-09-2021 10:29 PM

All I want is for someone anyone, even a little boy like you to tell me what Crybin means.

Fen Eagle 15-09-2021 10:30 PM

And I can assure being a big boy not a tear has tainted my manly cheek.

Fen Eagle 15-09-2021 10:34 PM

All I want is for someone to tell me what Crybin means ? Even a little boy like you who posts and jumps threads. I can assure you not a single tear has run down my manly cheek.

Joe85 15-09-2021 10:35 PM

I definitely believe you, tough guy.

Have you mentioned that you don’t care yet?

Edit, oh my. Crybin is rattled indeed. :D

GorBlimey 15-09-2021 10:37 PM

Threads that go apeshit with abuse and feuds - what's the f*cking point?


Really annoying!


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