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  #41841  
Old 15-09-2021, 02:38 AM
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Originally Posted by PeterH View Post
I suppose foes and foxes are both correct.
Sorted.
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  #41842  
Old 15-09-2021, 02:42 AM
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Quote:
Originally Posted by big bad John View Post
I said I was playing 'riffmatic' not darts. Do keep up old chap.
I probably shouldn't admit this, but I was reading this as "riff-mat-tic" and assumed it was some Internet thing.

Then I remembered the 3 "R's" thing.
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  #41843  
Old 15-09-2021, 07:12 AM
KYLIE MINEAGLE KYLIE MINEAGLE is offline
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  #41844  
Old 15-09-2021, 07:20 AM
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  #41845  
Old 15-09-2021, 07:47 AM
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Quote:
Originally Posted by Hedgehog View Post
I probably shouldn't admit this, but I was reading this as "riff-mat-tic" and assumed it was some Internet thing.

Then I remembered the 3 "R's" thing.
Same. I thought it might be something to do with drums.
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  #41846  
Old 15-09-2021, 08:04 AM
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This blxxdy annoyed me

I haven't been on here for a while but wanted to issue a warning
My son was driving to work for the early shift, and at a set of traffic lights, the car in front of him stopped sharply when the lights changed from green to amber. He hit the back of it damaging it's bumper.
He is fully comprehensive, so rang his insurance company and was told as he was commuting to work he isn't covered.
He is obviously very worried as he could now face a very large bill.
To be honest he should have checked his policy more thoroughly, but when you took out your policy did anyone from the Insurance company mention this.
I checked my policy and not only am I not covered but if I was commuting to a place of study I also wouldn't be covered.
For those of us who thought that comprehensive ment comprehensive - Beware
To those of you that are saying I knew that, well I didn't
Most people use their car to get to work. Insurance companies hide behind these things to prevent paying out.
Always remember you were visiting a friend.
Rant over
Apologies if this is in the wrong place
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  #41847  
Old 15-09-2021, 08:05 AM
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Quote:
Originally Posted by KYLIE MINEAGLE View Post
People who register on the BBS and post 300 times in two months and deny that they are a banned or an ex member. Grow a pair and admit it.





He’s forum equivalent to Millwall’s fan base. Like him, their entire existence is based around telling everyone who will listen just how much they don’t care.
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  #41848  
Old 15-09-2021, 08:32 AM
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Quote:
Originally Posted by MKDave View Post
I haven't been on here for a while but wanted to issue a warning
My son was driving to work for the early shift, and at a set of traffic lights, the car in front of him stopped sharply when the lights changed from green to amber. He hit the back of it damaging it's bumper.
He is fully comprehensive, so rang his insurance company and was told as he was commuting to work he isn't covered.
He is obviously very worried as he could now face a very large bill.
To be honest he should have checked his policy more thoroughly, but when you took out your policy did anyone from the Insurance company mention this.
I checked my policy and not only am I not covered but if I was commuting to a place of study I also wouldn't be covered.
For those of us who thought that comprehensive ment comprehensive - Beware
To those of you that are saying I knew that, well I didn't
Most people use their car to get to work. Insurance companies hide behind these things to prevent paying out.
Always remember you were visiting a friend.
Rant over
Apologies if this is in the wrong place
That’s a shame that given COVID 19 his circumstances have needed to become more flexible in order to keep his job. Such a pity that this was literally an early shift when he couldn’t use public transport…I AM SURE THE INSURANCE COMPANY WILL UNDERSTAND THE EXTRAORDINARY CIRCUMSTANCES
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  #41849  
Old 15-09-2021, 08:39 AM
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Quote:
Originally Posted by MKDave View Post
I haven't been on here for a while but wanted to issue a warning
My son was driving to work for the early shift, and at a set of traffic lights, the car in front of him stopped sharply when the lights changed from green to amber. He hit the back of it damaging it's bumper.
He is fully comprehensive, so rang his insurance company and was told as he was commuting to work he isn't covered.
He is obviously very worried as he could now face a very large bill.
To be honest he should have checked his policy more thoroughly, but when you took out your policy did anyone from the Insurance company mention this.
I checked my policy and not only am I not covered but if I was commuting to a place of study I also wouldn't be covered.
For those of us who thought that comprehensive ment comprehensive - Beware
To those of you that are saying I knew that, well I didn't
Most people use their car to get to work. Insurance companies hide behind these things to prevent paying out.
Always remember you were visiting a friend.
Rant over
Apologies if this is in the wrong place
Thanks, it’s a good warning. I know I’m covered but will be checking my sons policy
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  #41850  
Old 15-09-2021, 08:41 AM
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Quote:
Originally Posted by MKDave View Post
I haven't been on here for a while but wanted to issue a warning
My son was driving to work for the early shift, and at a set of traffic lights, the car in front of him stopped sharply when the lights changed from green to amber. He hit the back of it damaging it's bumper.
He is fully comprehensive, so rang his insurance company and was told as he was commuting to work he isn't covered.
He is obviously very worried as he could now face a very large bill.
To be honest he should have checked his policy more thoroughly, but when you took out your policy did anyone from the Insurance company mention this.
I checked my policy and not only am I not covered but if I was commuting to a place of study I also wouldn't be covered.
For those of us who thought that comprehensive ment comprehensive - Beware
To those of you that are saying I knew that, well I didn't
Most people use their car to get to work. Insurance companies hide behind these things to prevent paying out.
Always remember you were visiting a friend.
Rant over
Apologies if this is in the wrong place

Unfortunately commuting is often now listed as “driving in peak periods”

I have sympathy. I got 6 points, had my car towed and a dirty great fine for driving uninsured, despite being fully comp on my own policy. I was driving my partners car to my dad’s to look at fixing something, can’t remember what, when I was pulled over by the plod. (ANPR showed female driver, Police see bearded male in driver seat).

Anyway, it transpired that under 25 years of age, driving other cars with their party insurance wasn’t automatically applied to the policy and that I had to pay a further £12 for it. I was 24 and 11 months.

Old Bill, who can use discretion, decided to **** me anyway.
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  #41851  
Old 15-09-2021, 08:51 AM
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Someone complains in the background about the Government during a live broadcast on the BBC. The BBC just lets the broadcast continue.
Someone complains in the background about the BBC during a live broadcast on BBC breakfast and they immediately cut away back to the studio.

They are happy to let protesters disrupt & make their political point, but not when it's directed at them!
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  #41852  
Old 15-09-2021, 11:20 AM
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Maidstoned Eagle Maidstoned Eagle is offline
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Quote:
Originally Posted by MKDave View Post
I haven't been on here for a while but wanted to issue a warning
My son was driving to work for the early shift, and at a set of traffic lights, the car in front of him stopped sharply when the lights changed from green to amber. He hit the back of it damaging it's bumper.
He is fully comprehensive, so rang his insurance company and was told as he was commuting to work he isn't covered.
He is obviously very worried as he could now face a very large bill.
To be honest he should have checked his policy more thoroughly, but when you took out your policy did anyone from the Insurance company mention this.
I checked my policy and not only am I not covered but if I was commuting to a place of study I also wouldn't be covered.
For those of us who thought that comprehensive ment comprehensive - Beware
To those of you that are saying I knew that, well I didn't
Most people use their car to get to work. Insurance companies hide behind these things to prevent paying out.
Always remember you were visiting a friend.
Rant over
Apologies if this is in the wrong place
Hang on....what? If you're driving to work you're not insured? wtf is that all about?
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  #41853  
Old 15-09-2021, 11:49 AM
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I had not heard of this either. Will be checking my policy tonight. Another ‘dark pattern’ from the insurance industry
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  #41854  
Old 15-09-2021, 12:08 PM
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CT_Palace CT_Palace is offline
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Quote:
Originally Posted by Maidstoned Eagle View Post
Hang on....what? If you're driving to work you're not insured? wtf is that all about?
You gotta hand it to the insurance industry though, that is a belter of an out clause.
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  #41855  
Old 15-09-2021, 12:24 PM
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Never heard of this before, wonder if they've tried it here? You would think it would be a known thing. However it looks like there are a few levels of comprehensive insurance and most should choose to be at least covered for commuting.... just in case.

To view the link you have to Register or Login

Is it widely known or not?
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  #41856  
Old 15-09-2021, 12:29 PM
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Quote:
Originally Posted by CT_Palace View Post
You gotta hand it to the insurance industry though, that is a belter of an out clause.
Its also a massive legal problem too.
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  #41857  
Old 15-09-2021, 12:34 PM
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Quote:
Originally Posted by beef View Post
I had not heard of this either. Will be checking my policy tonight. Another ‘dark pattern’ from the insurance industry
Its barely a new thing. It’s been a part of car insurance for as long as I can remember.
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  #41858  
Old 15-09-2021, 12:35 PM
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Terrace Bickle Terrace Bickle is offline
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Quote:
Originally Posted by Maidstoned Eagle View Post
Its also a massive legal problem too.
What if ferrying children to school then parking up so you can get your train on time. This is part of your commute so I guess would be filed under commuting?
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  #41859  
Old 15-09-2021, 12:36 PM
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I may be wrong but at renewal time I think I am always asked if my travel is for social and domestic purposes only or includes business use and commuting. Of course that assumes you speak to someone at renewal - most people probably renew automatically or use online and/or price comparison sites
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  #41860  
Old 15-09-2021, 12:40 PM
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I have learned that if you are driving for anything that would even resemble work that you need to be fully covered for commuting. Even volunteering I think.
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